Own This Property for $11k Down + $987/month – No Bank, No Credit Check!
California Land for Sale near Lake Oroville
Escape to the Sierra Nevada foothills with 4.5 acres of mostly cleared land, an on-site power pole, tiny home/shed, private gated driveway, and no HOA or deed restrictions! This Yuba County property offers the space and privacy you’ve been looking for — while remaining less than 10 minutes from groceries and only about a half-hour from Lake Oroville.
- Power Pole On-Site
- Tiny Home/Shed On-Site
- Private Gate
- No HOA or Deed Restrictions
- Paved Road
- Very Buildable: No Floodplain or Wetlands, Mostly Cleared
- Less than 10 min from town & groceries
- Lowest-Priced 4+ acre Lot in the Area!
- Owner Financing Available: $11k down, $987/month – No Bank, No Credit Check!
This property provides a great foundation for creating your own foothill retreat. The land is mostly cleared, with no floodplain or wetlands, giving you plenty of usable ground for a future homesite, recreation, gardening, animals, or other permitted uses. There’s already a cleared driveway leading through a private gate, giving the property a welcoming sense of privacy from the moment you arrive. You’ll also find a power pole already on-site, plus a tiny home/shed that can provide useful storage or workspace as you develop the property.
One of the biggest advantages is the flexibility. There is no HOA and no deed restrictions, and mobile homes are allowed, providing options that aren’t available on many properties in the area. Whether you’re looking to build, bring in a manufactured home, establish a private foothill getaway, or simply hold the acreage as an investment, this property gives you room to pursue your plans.
Access is excellent, with an impressive 473 feet of paved road frontage. Combined with the existing private gated driveway, getting onto and around the property is convenient while still maintaining that secluded country feel.
Imagine having your own piece of the California foothills where you can enjoy wide-open space, fresh air, and the privacy that comes with acreage. Yet you’re not isolated from civilization. Brownsville is less than 10 minutes away, providing convenient access to groceries and everyday necessities, including Dollar General. And when it’s time for a day of boating, fishing, hiking, or enjoying the outdoors, Lake Oroville is only about a half-hour away. It’s a great combination of peaceful rural living and convenient access to recreation and amenities.
Best of all, it’s priced well below market. Owner financing is available, giving you an alternative to traditional bank financing. If you’ve been searching for an affordable foothill property with space, flexibility, privacy, and existing improvements, this Yuba County acreage deserves a closer look. Grab it today at an unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.
Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.
We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!
After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.
- CASH PRICE: $49,900
- OWNER FINANCED DEAL: $11k down, $987/month – no bank, no credit check (see full details in FINANCING section below)
- ADDRESS (street # estimated – use GPS for navigation): 16125 Vierra Rd, Rackerby, CA, 95972
- SIZE: 4.5 acres
- GPS COORDINATES: 39.429387, -121.328862
- PARCEL #: 056-060-009-000
- ABRIDGED LEGAL DESCRIPTION: Ptn Sec 8 Twp 18 Rge 6
- FULL LEGAL DESCRIPTION: view here
- PLAT MAP/SURVEY: none (get County’s boundary/KML file here – open in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
- DIMENSIONS (approximate): starting at NE corner, 401′ S x 327′ W x 179′ N x 435′ NE to POB
- FLOODPLAIN: none
- WETLANDS: none
- ELEVATION: 1320 feet
- TERRAIN: rolling
- CONDITION: gated, tiny home/shed, partially cleared, partially wooded
- ACCESS: 473 feet of direct frontage on Vierra Rd, a paved public road
- POWER: available on-site thru PG&E 1-877-660-6789
- WATER: well would need to be installed
- WASTEWATER: septic system would need to be installed
- The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
- TAXES: $274.60 in 2025
- HOA: none
- DEED RESTRICTIONS: none
- ZONING: AR-20 Agricultural/Rural Residential
- one detached single-family dwelling is permitted
- mobile/manufactured homes OK
- setbacks: 30′ front, 30′ side, and 30′ rear
- farming & livestock OK
- RV as temporary residence is OK with County permit
- SCHOOL DISTRICTS: Marysville Joint Unified School District: Challenge (Elementary) – Foothill (Middle School) – Marysville (High School)
- NEAREST CITIES: Brownsville < Oroville < Sacramento
- NEAREST AIRPORTS: Oroville Municipal Airport (35 mins), Yuba County Airport (42 mins), Sacramento International Airport (1 hr 20 mins)
- COUNTY GOVERNMENT:
- Assessor (530) 749-7820
- Treasurer (530) 749-7840
- Clerk/Recorder (530) 749-7850
- Planning & Zoning (530) 749-5470
- GIS
READY TO TAKE THE NEXT STEP?
Reserve this property for 24 hours while you review the agreement.
$500 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
coming soon . . .
OWNER FINANCING: We do offer owner financing under the following terms:
- Owner Financed Price = $54,900
- Down Payment = $11,000
- Monthly Payment = $987.30
- Term = 5 years (60 months)
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
- No Bank, No Credit Check!
We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! Or you don’t have the full payment now but expect to have it within the next 60 days? We may be able to custom design an installment plan that works for you, so just reach out to us and ask. If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!
OUTSIDE FINANCING: Your best deal for third-party financing will come from AgWest Farm Credit or E-Construction Loans and their details are below:
AgWest Farm Credit is one of the best local land lenders in the area, and they require as little as 20% down up with interest rates as low as 8-9% for a term of 10-15 years, with no pre-payoff penalties. You can contact them by phone at (530) 671-1420 or visit their nearest office at: 1800 Lassen Blvd, Yuba City, CA 95993. They serve all of California.
E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They serve do serve California.
Located in northern California’s scenic Sierra Nevada foothills, this rural property offers immediate access to diverse outdoor activities. Water sports enthusiasts and anglers will love Collins Lake, just a twenty-minute drive away, which features thousands of stocked trout, boat rentals, and lakefront camping. Outdoor adventurers can explore New Bullards Bar Reservoir, located thirty minutes away, offering emerald waters flanked by steep pine forests perfect for wakeboarding, kayaking, and secluded cove mooring. The nearby Plumas National Forest provides endless hiking, hunting, and off-road trails right in your backyard. Everyday essentials are easily accessible at the Dollar General in nearby Brownsville, just 8 minutes away, while major retail shopping including Walmart is available in Oroville, located thirty-two minutes away. For additional cultural attractions, fine dining, and major transport hubs, Sacramento is approximately a one hour and twenty-five minute drive to the south.
NEARBY – Collins Lake (20 mins), Lake Oroville State Recreation Area (32 mins), New Bullards Bar Reservoir (30 mins), Feather Falls Trailhead (35 mins), South Yuba River State Park (45 mins), Sutter Buttes State Park (50 mins), Ellis Lake (40 mins), Sycamore Ranch Park (30 mins), Plumas National Forest (20 mins), Oroville Chinese Temple and Garden (32 mins)
BROWNSVILLE (8 mins), nearest dining and grocery store – Dollar General
OROVILLE (32 mins), nearest city with Walmart
- RETAIL – Walmart, FoodMaxx, Raley’s, Grocery Outlet, Dollar General, Dollar Tree, and more!
- RESTAURANTS – Taco Bell, McDonald’s, Wendy’s, Carl’s Jr., Sierra Nevada Pizza, and more!
- MEDICAL SERVICES – Oroville Hospital, Feather River Health Center, Walgreens, and more.
- RECREATIONAL – Lake Oroville, Oroville Chinese Temple, Bedrock Park, Feather River Fish Hatchery, and more!
SACRAMENTO (1 hr 25 mins), nearest major city
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 39.429387, -121.328862
WALKING THE PROPERTY LINES WITH YOUR PHONE: Before visiting the property, we highly recommend installing the Google Earth app and enabling Precise Location. Then:
- Tap here to open the property boundary map. The Google Earth app should open automatically.
- Tap Table of contents at the bottom of the screen.
- Select the property name. Google Earth will take you directly to the property and display its boundary lines.
- Tap the My Location arrow to see your live position as you walk the property.
The blue dot represents your current location relative to the property lines. We strongly recommend opening and testing the map BEFORE visiting the property.
IMPORTANT: Property boundary maps and phone locations are approximate and should not be treated as a legal survey. Please contact us if you have any questions.
Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.
FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.
WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.
Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.
$500 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION