Frequently Asked Questions
Buying land should feel straightforward. Browse the topics below for answers about our properties, financing, reservations, and closing process.
Property Questions
What kind of land does AcreTown sell?
We specialize in vacant land, including rural acreage, recreational properties, residential lots, and larger tracts. Each property is different, so review the individual listing for access, utilities, zoning, restrictions, and possible uses.
Where can I find information about a property?
The AcreTown listing page is the best source. We include the information available to us, such as photographs, maps, parcel numbers, GPS coordinates, access details, utilities, taxes, surveys, restrictions, and county contacts.
Does the property have a physical address?
Some vacant properties do not have an official street or USPS address yet. When that happens, we provide GPS coordinates, a parcel number, maps, and other location information to help you find and identify the property.
Are the property lines marked?
Property corners or boundary markers may be visible on some properties, but not all. If we have a survey or plat, we include it in the listing. Online boundary maps are helpful for navigation, but only a licensed surveyor can officially establish property lines.
Is a survey available?
If we have a survey, it will usually be included in the listing or provided upon request. Not every property has a recent survey. Buyers may order their own survey during due diligence if precise boundary locations are important.
Does the property have road access?
Known access information is provided in the listing. Access may be by public road, private road, shared driveway, or recorded easement. Buyers should confirm any access details that are especially important to their intended use.
Are utilities available?
Utility availability varies by property. Some properties have nearby power, water, or sewer service, while others may require a well, septic system, solar power, or another off-grid solution. Buyers should confirm service and connection costs directly with the appropriate utility providers.
Can I build a house on the property?
Building requirements depend on zoning, property size, access, soil conditions, setbacks, and local regulations. We provide available information in the listing, but buyers should confirm their plans with the county planning or zoning department.
Can I place a mobile home, manufactured home, RV, or tiny home on the property?
Rules vary by county, municipality, subdivision, and property. The listing will identify known restrictions, but buyers should confirm their specific plans with the appropriate local authority.
Does the property have an HOA or deed restrictions?
If we know of an HOA, covenants, or deed restrictions, we include that information in the listing. Buyers should review the available documents and independently verify any restrictions that are important to them.
Has the property had a perc test?
If a perc test has been completed and the results are available, we will include them in the listing or provide them upon request. Otherwise, buyers may arrange their own testing during due diligence.
Is the property in a flood zone or wetland area?
We provide available floodplain and mapping information, often through the interactive map on the listing page. Because maps and classifications can change, buyers should confirm the current status with FEMA, the county, or another appropriate agency.
How much are the property taxes?
The most recent tax information available to us is generally included in the listing. Future taxes may change after a sale, reassessment, subdivision, or improvement, so buyers should confirm estimates with the county assessor.
Visiting & Due Diligence
Can I visit the property in person?
Yes. Most of our properties are vacant and can be visited without an appointment. Please review the visiting instructions on the property listing and contact us before leaving so we can confirm availability and provide any access details.
Do I need an agent to visit the property?
Usually not. Most buyers can visit vacant properties independently. If a gate code, appointment, or special access arrangement is required, the listing or our team will provide instructions.
How do I find the property?
The listing normally includes GPS coordinates, maps, photographs, parcel information, and driving directions. Download or print the information before traveling because cell service can be limited in rural areas.
Can I walk the property lines with my phone?
You may be able to use the listing’s interactive map, Google Earth, GPS coordinates, or a boundary file to help navigate. These tools are approximate and should not be treated as a substitute for a professional survey.
What should I verify before purchasing?
Common due-diligence items include access, utilities, zoning, building requirements, surveys, soil or perc testing, flood zones, wetlands, taxes, and restrictions. We provide extensive information, but buyers should independently confirm anything essential to their intended use.
Can I add a due-diligence contingency to the contract?
Some contingencies may be considered depending on the property, price, requested timeline, and current demand. Any approved contingency must be written into the purchase agreement before it is signed.
Buying & Reservations
How do I know whether a property is still available?
Our website is updated as quickly as possible, but availability can change at any time. Contact us before visiting or submitting payment, and we will confirm whether the property is available, reserved, under contract, or accepting backup buyers.
How do I reserve a property?
Use the reservation or Buy Now option on the property listing, or contact us directly. The listing will show the current reservation amount and instructions. Reservations typically hold a property for approximately 36–48 hours while the purchase agreement is prepared and signed.
Is the reservation payment applied to the purchase price?
Yes. When you proceed with the purchase, the reservation payment is credited toward the amount due under the purchase agreement.
What happens after I reserve a property?
We collect the buyer’s name, contact information, and vesting details, prepare the purchase agreement, and send it for electronic signature. After the agreement and required earnest money are received, the property is marked pending and transferred to our transaction team.
What name can I use to purchase the property?
You may generally purchase as an individual, jointly with another person, through a trust, or through a company. Tell us exactly how you want the buyer’s name to appear. Changes may be possible before closing through a written amendment.
Can I make an offer below the listed price?
You are welcome to submit an offer. Flexibility depends on the property, market demand, payment method, closing schedule, and requested contingencies. Cash offers with a straightforward closing may receive more consideration, but many properties sell near the listed price.
Is earnest money refundable?
Once a purchase agreement is signed, earnest money is generally non-refundable unless the agreement specifically states otherwise. If a buyer cancels, AcreTown may allow that earnest money to remain as a credit toward a future AcreTown purchase, subject to the contract and current company policy.
What is a backup reservation?
If a property is already under contract, you may be able to reserve the backup position. If the current buyer cancels, the backup buyer receives the next opportunity to purchase. If the original buyer closes successfully, the backup reservation payment is refunded.
Owner Financing
Does AcreTown offer owner financing?
Owner financing is available on many properties. The property listing will show whether financing is offered and provide the applicable price, down payment, monthly payment, interest rate, and term.
Are financing terms the same for every property?
No. Terms vary based on the property, purchase price, down payment, and loan length. Always refer to the specific property listing and financing addendum for the exact terms.
Is a bank or credit check required?
Many AcreTown owner-financing offers do not require a traditional bank loan or credit check. Requirements can vary, so the property listing and purchase documents will control.
Can the down payment or monthly payment be adjusted?
We may consider different structures depending on the property. A larger down payment or shorter loan term may make alternative terms possible. Requests for a lower down payment are considered individually and cannot always be approved.
Can I pay the down payment in installments?
Some properties may qualify for an extended closing arrangement that divides the down payment into scheduled installments. Contact us to determine whether this option is available for the property you want.
Is there a penalty for paying the loan off early?
Our owner-financing agreements generally do not include a prepayment penalty. Review the financing documents for the exact terms of your transaction.
When do monthly payments begin?
Monthly owner-financing payments generally begin about 30 days after closing. You will receive payment and AutoPay instructions from the loan-servicing company handling your account.
Can I use my own lender?
Yes. You are welcome to use a bank, credit union, private lender, or another financing source. A traditional lender may be able to offer a longer term or lower interest rate than owner financing.
Closing & Title
What does the closing process look like?
After the purchase agreement is signed, our transaction team sends the file to a licensed title or closing company. The closing company performs the title work, prepares the settlement documents, coordinates signatures and funds, and records the deed.
How long does closing take?
A straightforward transaction commonly takes approximately two to four weeks. Timing can vary based on the title company, property location, financing, surveys, due diligence, and any special contract terms.
Do I need to travel to the title company?
Usually not. Many transactions can be completed remotely. Depending on the title company and state requirements, documents may be signed electronically, with a mobile notary, or before a local notary.
Where do I send the purchase funds?
Closing funds are sent according to the licensed title or closing company’s instructions. Never rely on unexpected wiring instructions received by email or text—always verify them directly with the closing company before sending money.
How much are closing costs?
Closing costs vary by property, state, title company, purchase price, financing, and requested services. The closing company will provide the exact amount through a closing disclosure or settlement statement before closing.
Will the property have clear title?
Our standard purchase agreement requires clear and marketable title. The title company performs a title search and identifies any liens, unpaid taxes, ownership issues, or other title matters that must be addressed before closing.
Is title insurance available?
Title insurance is generally available through the title company. The closing company can explain the coverage, cost, and available policy options for the specific property.
When do I officially own the property?
Ownership transfers according to the closing documents when the transaction is funded and the deed is delivered and recorded. The closing company will provide copies of your settlement documents and recorded deed.
Do I need a real estate agent or attorney?
You are not required to use an agent or attorney unless applicable law or your circumstances require one. You are always welcome to have a real estate professional or attorney review the property information and purchase documents.
About AcreTown
Is AcreTown a real estate brokerage?
AcreTown primarily sells properties owned by its affiliated ownership company rather than acting as a traditional real estate brokerage. Some properties may also appear on the MLS through a flat-fee listing service.
Why are AcreTown’s prices lower than many comparable properties?
We purchase land directly, keep overhead low, and sell without the traditional layers of commissions and middlemen. This allows us to offer competitive pricing while providing detailed property information and professional title-company closings.
How does AcreTown reduce risk for buyers?
We research properties before offering them for sale, publish the information available to us, and use licensed title or closing companies. We also encourage every buyer to independently verify the details that matter to their intended use.