Own This Property for $13k Down + $938/month – No Banks!
Texas Land for Sale near Vernon
Welcome to a new and unrestricted subdivision just 14 minutes from downtown Vernon. Live free in wide open spaces!
- No Restrictions!
- Value-Priced to Sell Quickly
- Power & Water along Road
- Paved Road Frontage
- Newly Surveyed
- Very Buildable: Flat, Clear, No Floodplain
- Only about 15 mins from Major Shopping & Pease River
PROPERTY: Stake your claim where taxes are small and freedom is big! This is your chance to build your dream home on over 12+ acres of prime Texas countryside. With easy flat terrain and no restrictions, the possibilities here are as vast as the open plains. Ample public road frontage provides easy access to your dream of a spacious ranch, horse farm, modern residential masterpiece, or just some wide open space to stretch your legs – this is your canvas to paint as you wish! With power and water readily available along the road, you can enjoy the best of both worlds – the comforts of modern living combined with the freedom of the country – life without compromises. When you’re ready for a peaceful retreat, Copper Breaks State Park is just 24 minutes to the northwest, offering camping, nature study, swimming, picnicking, fishing, hiking, boating, and stargazing opportunities amid stunning night skies, serene lakes, and a rugged red rock landscape. Only 14 minutes to the northeast is the city of Vernon, hosting a Walmart, grocery stores, local eateries, fast food chains and medical centers, but if you’re looking for the full range of mega retailers, you can find them in Wichita Falls, about an hour to the east. Let the charm of the prairie be the backdrop to a new chapter in your life – grab one of these lots and fire up your dream today at an unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.
Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.
We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!
After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.
- CASH PRICE: $59,900
- OWNER FINANCED DEAL: $13k down, $938/month (see full details in FINANCING section below)
- ADDRESS (street # estimated – use GPS for navigation): 14995 US-70, Vernon, TX 76384
- SIZE: 12.24 acres
- GPS COORDINATES: 34.042458, -99.469135
- PARCEL #: part of 3498001
- ABRIDGED LEGAL DESCRIPTION: 12.24 acres out of Section 10, Block 8, J. Jordan Survey, Abstract 1998, Wilbarger County, Texas (also known as Tract 6 per survey)
- FULL LEGAL DESCRIPTION: view here
- PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – open in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- DIMENSIONS (approximate): starting at NW corner, 750′ NE (along road) x 961′ SE x 655′ SW x 737′ NW to POB
- FLOODPLAIN: not USGS surveyed but not known to be flood-prone
- WETLANDS: none
- ELEVATION: 1332 feet
- TERRAIN: generally flat
- CONDITION: undeveloped, cleared farmland
- ACCESS: 750 feet of direct frontage along Hwy 70, a paved state highway
- POWER: available along Hwy 70
- WATER: available along Hwy 70 via Red River Water Authority
- WASTEWATER: septic system would need to be installed
- The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
- TAXES: $20.32 estimated for 2026 (based on $1.66 per acre assessed for the parent parcel)
- HOA: none
- DEED RESTRICTIONS: none
- ZONING: no zoning, NO RESTRICTIONS – do what you want with your land!
- homes and accompanying outbuildings such as garages, workshops, barns are all OK
- no size/height restriction on homes/structures on the lot
- no setback requirements
- no time limit to build – leave the lot as-is for as long as you want or need
- RVs, campers, mobile homes, cabins, tiny homes are all OK
- animals, livestock, etc OK
- no HOA or CC+R’s
- or, simply leave it as-is and enjoy being surrounded by nature!
- homes and accompanying outbuildings such as garages, workshops, barns are all OK
- SCHOOL DISTRICTS: Shive (Elementary) – Vernon (Middle School) – Vernon (High School)
- NEAREST CITIES: Vernon < Wichita Falls
- NEAREST AIRPORTS:Wilbarger County (21 mins), Wichita Falls Regional (1 hour), Dallas-FortWorth International (3 hrs 4 mins)
- COUNTY GOVERNMENT:
- Assessor (940) 552-9341
- Treasurer (940) 552-5486
- Clerk/Recorder (940) 552-5486
- County GIS
Ready to take the next step?
Schedule a free 15-minute Property Fit Call with the team that owns the land. We’ll talk through your plans and help you decide whether this property is right for you.
Schedule Your Property Fit Call
Free · 15 minutes · No obligation
coming soon . . .
OWNER FINANCING: We do offer owner financing under the following terms:
- Owner Financed Price = $65,900
- Down Payment = $13,000
- Monthly Payment = $938.00
- Term = 7 years
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
- No Banks!
- Minimum Credit Score = 700
Other important notes regarding our owner financing program:
- We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option.
- If you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know!
- Please send a copy of your credit score, which is available totally free from Credit Karma, before or immediately after you reserve the property.
OUTSIDE FINANCING: Your best deal for third-party financing will probably come from Rural 1st and their details are below:
Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Texas.
When you’re ready for a peaceful retreat, Copper Breaks State Park is just 24 minutes to the northwest, offering camping, nature study, swimming, picnicking, fishing, hiking, boating, and stargazing opportunities amid stunning night skies, serene lakes, and a rugged red rock landscape. Or head toward the prestigious Wichita Mountains National Wildlife Refuge, over an hour northeast, home to ancient granite mountains, mixed grass prairie, freshwater lakes and streams, and providing recreational opportunities including fishing, bird watching, hiking, camping, kayaking, and wildlife photography. 14 minutes to the northeast is the city of Vernon, hosting a Walmart, grocery stores, local eateries, fast food chains and medical centers, but if you’re looking for the full range of mega retailers, you can find them in Wichita Falls, about an hour to the east.
NEARBY – Copper Breaks State Park (24 minutes), Boat Ramp (28 minutes), Quartz Mountain State Park (1 h 12 minutes), Great Plains State Park (1 h 12 minutes), Wichita Mountains National Wildlife Refuge (1 h 16 minutes), Red River Valley Museum (13 minutes), River Bend Nature Center (1 hour), The Whiteside Museum of Natural History (43 minutes), Lucy Park (1 hour), Lake Wichita Park (1 h 5 minutes), Medicine Park Aquarium and Natural Sciences Center (1 h 34 minutes), Wichita Falls Museum of Art (1 h 5 minutes), Chickasaw National Recreation Area (3 hours), Palo Duro Canyon State Park (3 h 5 minutes), Hillcrest Country Club (14 minutes).
VERNON (14 minutes, nearest grocery store and Walmart, county seat)
- RETAIL – Walmart, United Supermarkets, Asian Market, Tyson Foods Inc, Family Dollar, Bealls Outlet, The Refinery, Dollar General, Ace of Vernon, Tractor Supply Co, and many more.
- RESTAURANTS – Brown Cow Family Restaurant, Huddle House, Taqueria Jalisco, Taco Casa, Chicken Shack Restaurant, Sonic Drive-In, McDonald’s, Taco Bell, Subway, and more.
- MEDICAL SERVICES? Yes, Vernon Clinic PLLC, North Texas State Hospital, Hope Wound Care | Vernon, Wilbarger General Hospital, Hillcrest Pharmacy, Family Pharmacy.
- RECREATIONAL – Red River Valley Museum, Wilbarger County Historical Museum, Orbison Park, Allingham Park, Hillcrest Country Club.
WICHITA FALLS (58 mins, nearest major city)
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 34.042458, -99.469135
WALKING THE PROPERTY LINES WITH YOUR PHONE: Before visiting the property, we highly recommend installing the Google Earth app and enabling Precise Location. Then:
- Tap here to open the property boundary map. The Google Earth app should open automatically.
- Tap Table of contents at the bottom of the screen.
- Select the property name. Google Earth will take you directly to the property and display its boundary lines.
- Tap the My Location arrow to see your live position as you walk the property.
The blue dot represents your current location relative to the property lines. We strongly recommend opening and testing the map BEFORE visiting the property.
IMPORTANT: Property boundary maps and phone locations are approximate and should not be treated as a legal survey. Please contact us if you have any questions.
WHY ARE YOU SELLING IT AT SUCH A LOW PRICE? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.
Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.
Reserve This Property
$500 deposit · Fully refundable during the first 10 days
$500 DEPOSIT — APPLIED TO PURCHASE — FULLY REFUNDABLE DURING THE FIRST 10 DAYS