SEMINOLE COUNTY, GA | 1.55 acres | Utilities | Lake View & Lake Community but no HOA!

Own This Property for $8k Down + $832/month – No Bank, No Credit Check!

Georgia Land for Sale near Lake Seminole

Just 3 minutes from the Sealy Point boat ramp on Lake Seminole in southwest Georgia, this property offers the conveniences of utilities and lake proximity without the hassle and expense of an HOA.

Only 3 mins to Lake Seminole Boat Ramp!
Lake View
Very Buildable: No Floodplain or Wetlands
Power & Water Available
No HOA – Easy Building Area (mobile homes OK)
Paved Road Frontage
Lowest Priced 1+ Acre Lot in the Area!
Owner Finanncing Available: $8k down, $832/month – No Bank, No Credit Check

If you’ve been dreaming of life near the water, this 1.55-acre property near Lake Seminole offers an incredible opportunity to make it a reality. Tucked into a scenic pocket of southwest Georgia where lakes and waterways define the landscape, this property places you just three minutes from a public boat ramp on the Chattahoochee River, giving you effortless access to fishing, boating, and long, peaceful days on the water.

What truly sets this property apart is its buildability. In an area where floodplain and wetlands can often complicate development, this land stands out as clean, dry, and ready for your plans. The terrain is well-suited for building, allowing you to create your ideal home or weekend lake getaway. Power and water are conveniently available along the road frontage, helping streamline the process from purchase to construction.

The property is pre-platted as Lot 91 and enjoys extensive paved frontage along Lake Carroll Drive, along with additional access from Jack Kelley Drive. This dual access not only adds convenience but also flexibility in how you design your layout and approach your build. Located within the Lake Carroll community, the property benefits from straightforward and flexible CC&R guidelines that still allow for mobile homes—offering a rare blend of structure and freedom. Whether you’re planning a permanent residence, a seasonal retreat, or an investment property, you’ll appreciate the ease and versatility this brings.

Surrounded by water, wildlife, and natural beauty, yet priced to bust the market, this is a standout value in a highly desirable recreational region. Even better, owner financing is available, making it simple to secure your own piece of lake country without the hurdles of traditional lending. Opportunities like this—buildable land, near the water, at an affordable price—don’t come along often. Come experience the setting for yourself and start planning your escape to Lake Seminole. Grab it today at an unbeatable Acretown price!

Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.

Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.

We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!

Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!

After opening this map, you may see even more information about the area by clicking on Map Legend, then Overlays.

LOT 91
CASH PRICE: $34,900
OWNER FINANCED DEAL: $8k down, $832/month – no bank, no credit check (see full details in FINANCING section below)
ADDRESS (street # estimated – use GPS for navigation): 8237 Lake Carroll Dr, Donalsonville, GA, 39845
SIZE: 1.55 acres
GPS COORDINATES: 30.787800, -84.847545
PARCEL #: 0030H-00000-095-000
ABRIDGED LEGAL DESCRIPTION: Lot 91 Lake Carroll
FULL LEGAL DESCRIPTION: view here
PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
TITLE: General Warranty deed (clean – no back taxes, no liens)
MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
DIMENSIONS (approximate): starting at SW corner (intersection) 251′ NE (along Jack Kelley Dr) x 205′ SE x 200′ SW x 173′ W (along Lake Carroll Dr) to POB
FLOODPLAIN: none
WETLANDS: none
ELEVATION: 96 feet
TERRAIN: generally flat
CONDITION: undeveloped, wooded
ACCESS: 173 feet of direct frontage of Lake Carroll Drive (paved) + 251 feet of direct frontage on Jack Kelley Drive (gravel)
POWER: available along road frontage thru Three Notch EMC (229-524-5377, https://www.threenotchemc.com)
WATER: available along road frontage thru DCWS (229-446-0827, https://dcwaterservice.org)
WASTEWATER: septic system would need to be installed
- The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
TAXES: $154.25 in 2025
HOA: none
DEED RESTRICTIONS: Lake Carroll CC+R’s
- single-family residential only
- minimum home size = 800 sf
- mobile homes OK (must be at least 40 feet long and 10 feet wide, or 800 sf total)
- no mineral exploration
- chickens OK but no other livestock
- view full document here
ZONING: R-2 – Residential (view full code here)
SCHOOL DISTRICTS: Seminole County (Elementary) – Seminole County (Middle School) – Seminole County (High School)
NEAREST CITIES: Donalsonville < Bainbridge < Tallahassee, FL
NEAREST AIRPORTS: Donalsonville Municipal Airport (20 mins), Tallahassee International (1 hr 21 mins)
COUNTY GOVERNMENT:
- Assessor (229) 524-5831
- Treasurer (229) 524-2238
- Clerk/Recorder (229-524-2525)
- Planning & Zoning (229-524-2878)
- County GIS

READY TO TAKE THE NEXT STEP?

Reserve this property for 24 hours while you review the agreement.

$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION

coming soon . . .

OWNER FINANCING: We do offer owner financing under the following terms:

Owner Financed Price = $38,900
Down Payment = $8,000
Monthly Payment = $832.13
Term = 48 months
Interest Rate = 10.9%
No Pre-Payoff Penalty!
No Bank, No Credit Check!

We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! Or you don’t have the full payment now but expect to have it within the next 90 days? We may be able to custom design an installment plan that works for you, so just reach out to us and ask. If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!

OUTSIDE FINANCING: Your best deal for third-party financing will probably come from Farm Credit of Southwest Georgia, E-Construction Loans, or Rural 1st and their details are below:

Southwest Georgia Farm Credit offers a quick and easy process, and can help you find a great deal. They require 20% down, and a 20 year term. For more info, feel free to contact them at (229) 924-6025, or visit their nearest office: 1037 East Forsyth Street, Americus, GA 31709. There are no pre-payoff penalties.

Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Georgia.

E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They do serve Georgia.

The area surrounding this location offers direct access to some of Georgia’s premier water-based recreation. Seminole State Park is a primary draw for residents, offering a sandy swimming beach and easy access to one of the largest sport fishing lakes in the southeast, just 8 mins up the road! Lake Seminole is famous among professional anglers for its trophy largemouth bass and covers over 37,000 acres of freshwater, and it’s all easily accessible at the Sealy Point Landing boat ramp just 3 minutes from your driveway. For those who enjoy peaceful river exploration, the Chattahoochee River provides scenic views and boating opportunities along the Florida-Georgia border (12 mins). Residents head into the town of Bainbridge for their weekly shopping, including a Walmart and Home Depot (29 mins).

NEARBY – Lake Seminole (8 mins), Seminole State Park (10 mins), Sealy’s Landing (12 mins), Three Notch Trail (13 mins), River Bend Wildlife Management Area (25 mins), Three Rivers State Park (28 mins), Chattahoochee Nature Park (30 mins), Hinson Conservation and Recreation Area (47 mins), Florida Caverns State Park (48 mins), Blue Springs Recreation Area (52 mins), and more!

BAINBRIDGE (29 mins), nearest city with Walmart

RETAIL – Walmart, Home Depot, Dollar General, Dollar Tree, Family Dollar, Ace Hardware, and more!
RESTAURANTS – McDonald’s, Hardee’s, Pizza Hut, Subway, and more!
MEDICAL SERVICES? Yes, Donalsonville Hospital, Seminole Medical Center, CVS Pharmacy, and more.
RECREATIONAL – Seminole State Park, Donalsonville Country Club, Lake Seminole, Three Notch Trail, Sealy’s Landing, and more!

TALLAHASSEE, FL (1 hr 17 mins) nearest major city and home to the Florida State Seminoles

You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.

DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.

From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
You can also click “Send to Phone” if you’re viewing this on your computer
And “Save” to download the directions so they’ll still work if you lose cell service.

If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 30.787800, -84.847545

WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .

Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
Open Google Earth
Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).

Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.

Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.

FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.

WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.