Colorado Land for Sale near Wiggins
Owner Financing Available! (see details below)
Just about 10 minutes from Wiggins and an hour from downtown Denver, get improved agricultural land for the price of raw.
- No Deed Restrictions – Mobiles OK
- Easy, Legal Access
- Driveway
- Chicken Coop, Storage Container, Fence Materials
- Partially Fenced
- Just 10 minutes from town
- Priced about 23% Below Market
40 Acres of Freedom & Wide Open Colorado Living
If you’ve been searching for a spacious agricultural property where the possibilities are wide open, this 40-acre tract near Wiggins, Colorado is exactly the kind of land that lets you build, farm, and live on your own terms—all at a price well below market.
Set in the quiet, high plains of Morgan County, the property benefits from no deed restrictions and the county’s very flexible Agricultural zoning, allowing everything from mobile homes to typical ag operations like crop production, livestock operations, and mining. Whether you want to establish a homestead, create an income-producing ag project, or simply claim your own acreage for weekends and wildlife, this land is ready.
Access is straightforward and reliable thanks to a private road easement that ties directly into County Road L, and a graded driveway leads you into the flat, floodplain-free homesite area. Two valuable improvements—an on-site chicken coop and storage container—provide immediate utility and are both structurally sound. Each side is already partially fenced (south side is fully fenced), helping jumpstart your agricultural setup. A trailer full of additional wire and fencing materials is stationed at the property’s NE corner and is all yours to use and improve your ranch.
Despite the peaceful, rural feel, you’re never far from essentials. It’s just 10 minutes to Wiggins for groceries and local dining, and 30 minutes to Fort Morgan, where you’ll find full services including a Walmart and numerous shops.
With 40 acres, generous zoning freedoms, solid improvements, and excellent access, this property offers an affordable foothold into Colorado land ownership—and opportunities like this don’t sit long, especially at this unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.
Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.
We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!
After opening this map, you may see even more information about the area by clicking on Map Legend, then Overlays.
- ADDRESS (street # estimated – use GPS for navigation): 3900 Co Rd L, Wiggins, CO 80654
- SIZE: 39.64 acres
- GPS COORDINATES: 40.156714, -104.080624
- PARCEL #: 129710000005
- ABRIDGED LEGAL DESCRIPTION: S: 10 T: 2 R: 60 Sw1/4 Ne1/4 (1601984)
- FULL LEGAL DESCRIPTION: view here
- PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
- DIMENSIONS (approximate): 1311′ x 1317′
- FLOODPLAIN: approximately 2.27 acres at the NW corner of the property (see map here)
- WETLANDS: approximately 0.30 acres at south boundary line (see map here)
- ELEVATION: 4637 feet
- TERRAIN: generally flat
- CONDITION: clear, driveway, partially fenced, chicken coop, storage container
- ACCESS: legal deeded access via road easement to County Road L
- POWER: not on-site, nearest power pole is roughly a half-mile away at County Road L
- WATER: well would be necessary, or extend from nearest public water line, which is roughly a half-mile away at County Road L
- WASTEWATER: septic system would need to be installed
- The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
- TAXES: $2,663.12 in 2024
- HOA: none
- DEED RESTRICTIONS: none
- RESTRICTIONS/ZONING: A – Agricultural Production Zone
- farming and ranching OK
- mining OK
- camping OK
- mobile and manufactured homes OK
- see full zoning code here
- SCHOOL DISTRICTS: Wiggins (Elementary) – Wiggins (Middle School) – Wiggins (High School)
- NEAREST CITIES: Wiggins < Fort Morgan < Denver
- NEAREST AIRPORTS: Fort Morgan Airport (29 mins), Denver International (1 hour)
- COUNTY GOVERNMENT:
- Assessor (970) 542-3512
- Treasurer (970) 542-3518
- Clerk/Recorder (970) 542-3521
- Planning & Zoning (970) 542-3526
- County GIS
coming soon . . .
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 40.156714, -104.080624
WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .
- Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
- Open Google Earth
- Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).
Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.
Outdoor enthusiasts will find plenty to enjoy near Morgan County, from the calm waters of Jackson Lake State Park—an ideal spot for boating, paddleboarding, and birdwatching—to the South Platte River, a favorite among fly fishermen and kayakers seeking scenic currents and abundant trout. For a quieter day outdoors, Andrick Ponds State Wildlife Area offers peaceful walking trails and seasonal waterfowl viewing. When it’s time to stock up on essentials, Wiggins is just 11 minutes up the road and provides the nearest grocery and a few dining options, while Fort Morgan offers full retail convenience with Walmart, restaurants, and medical services. For broader entertainment, cultural attractions, and big-city amenities, the world class city of Denver lies just an hour’s drive to the west.
NEARBY – Wiggins Town Park (10 mins), South Platte River (15 mins), Empire Reservoir (18 mins), Riverside Reservoir (20 mins), Riverside Park (23 mins), Andrick Ponds State Wildlife Area (24 mins), Lakeside Campground (25 mins), Jackson Lake State Park (26 mins), and more!
WIGGINS (11 mins, nearest grocery store and restaurants)
FORT MORGAN (26 mins, nearest Walmart)
- RETAIL – Walmart, Dollar Tree, Family Dollar, Dollar General, Safeway, Edwards Right Price Market, and more!
- RESTAURANTS – Mcdonalds, Burger King, Taco Bell, Sonic Drive-in, Arbys, Domino’s, Subway, and more!
- MEDICAL SERVICES? Yes, Banner Health Clinic, CommonSpirit St. Elizabeth Hospital, Fort Morgan Medical Group, and more.
- RECREATIONAL – Wiggins Town Park, South Platte River, Empire Reservoir, Riverside Reservoir, Riverside Park, Andrick Ponds State Wildlife Area, Lakeside Campground, Jackson Lake State Park, and more!
DENVER (1 hr 6 mins, nearest major city)
OWNER FINANCING: We do offer owner financing under the following terms:
- Owner Financed Price = $142,400
- Down Payment = $29,000
- Monthly Payment = $1590.67
- Term = 10 years (120 months)
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!
OUTSIDE FINANCING: Your best deal for third-party financing will come from Premier Farm Credit, Rural 1st, E-Constructions Loans, or FBN Finance and their details are below:
Premier Farm Credit is one of the best local land lenders in the area for rural properties and they require as little as 20% down up to a 30-year term, with interest rates as low as 7%, with no pre-payoff penalties. Please contact them by phone at (970) 867-4966 for more information, or visit them in person at their nearest office: 225 E Railroad Ave, Fort Morgan, CO 80701.
Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Colorado.
E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They do serve Colorado.
FBN Finance is one of the country’s largest land lenders. The property needs to be (1) zoned agricultural or (2) contain harvestable timber. It also needs to be a minimum of 5 acres and require a minimum of $75k financing (after the down payment).
Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.
FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.
WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.