LINCOLN COUNTY, NC | 2.85 acres w/Creek | Paved Road Frontage | Power | No HOA For Sale

  • $64,900

Cheap Land in North Carolina near Lincolnton & Lake Norman

Owner Financing Available!

Less than an hour from downtown Charlotte and just 10 minutes from Lincolnton, this creek-lined enclave in the sunset shadows of the Appalachians is calling your name!

  • Creek
  • Paved Road Frontage
  • Nice Neighborhood but no HOA fees!
  • Surveyed
  • Priced about 19% Below Market
  • Very Buildable w/No Floodplain
  • Only a Half Hour to South Mountains State Park

PROPERTY: Discover your dream property in the Appalachian foothills of North Carolina, perfectly poised between South Mountains State Park and Lake Norman, offering a serene escape less than an hour from downtown Charlotte and only 10 minutes from Lincolnton and major retailers like Walmart and Lowe’s. This 2.85-acre haven in Country Crossing neighborhood, just west of Lincolnton, is a treasure waiting to be unlocked. With 144 feet of paved road frontage, power readily available, and pre-surveyed and platted, this land is primed for your residential or recreational aspirations. The property’s gently sloping terrain, free from floodplain, promises an easy build and versatile use, including modular homes. Revel in the tranquility of a nice, safe neighborhood without the constraints of an HOA, all while enjoying cheap taxes and the presence of abundant deer and wildlife. Positioned merely a half-hour from South Mountains State Park and harmoniously accentuated by a meandering creek along its northern boundary, it offers natural beauty both at home and nearby. With owner financing available and priced well below market value, this very buildable plot offers an unparalleled opportunity to create your haven amidst nature’s bounty, all while being a stone’s throw from the conveniences that the town of Lincolnton and city of Charlotte have to offer. Grab it now at an unbeatable Acretown price!

Call or text Scott directly at 314.639.9777 or email if you have any questions or would like to make an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you. We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!

Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!


After opening this map, you may see even more information about the area by clicking on Map Legend, then Overlays.


  • ADDRESS (street # estimated – use GPS for navigation): 1138 Lyndsey Brook Ct, Lincolnton, NC 28092
  • SIZE: 2.85 acres
  • GPS COORDINATES: 35.455035, -81.323128
  • APN: 74765
  • ABRIDGED LEGAL DESCRIPTION: Lot 78 Country Crossing Phase 5, Plat Book 9, Page 246, Lincoln County Registry, North Carolina
  • FULL LEGAL DESCRIPTION: download here
  • PLAT MAP/SURVEY: download here (get County’s boundary/KML file here – opens in Google Earth)
  • TITLE: General Warranty deed (clean – no back taxes, no liens)
  • MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
  • DIMENSIONS (approximate): starting at SE corner, 144′ W (along road) x 269′ N x 208′ W x 699′ NE (along creek) x 674′ S to POB
  • FLOODPLAIN: none
  • ELEVATION: 865 feet
  • TERRAIN: gently sloping
  • CONDITION: undeveloped, wooded
  • ACCESS: 144 feet of direct frontage on Lyndsey Brook Court, a paved public road
  • POWER: available along road
  • WATER: none (well would need to be installed)
  • WASTEWATER: none (septic system would need to be installed)
    • The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions to non-satisfactory perc tests).
  • TAXES: $200.93 in 2023
  • HOA: none
  • DEED RESTRICTIONS: Country Crossing CCRs
    • min. home size: 800 sf for one-story, 1000 sf for two-story
    • setbacks: 30′ from road, 10′ from side, 30′ from rear
    • above-ground pools OK
    • no commercial/retail activity
    • no farm animals
    • no mobile homes
    • see full document here
  • RESTRICTIONS/ZONING: R-SF (Residential – Single Family)
    • CCR’s above are more restrictive
    • see full zoning doc here (land uses begin on page 24)
  • SCHOOL DISTRICTS: Norris S Childers (Elementary) – West Lincoln (Middle School) – West Lincoln (High School)
  • NEAREST CITIES: Lincolnton < Charlotte
  • NEAREST AIRPORTS: Lincoln County Airport (25 mins), Charlotte International (52 mins)

Owner Financed Land in North Carolina | 2.85 acres w/Creek | Paved Road Frontage | Power | No HOA


You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.

DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.

  • From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
  • You can also click “Send to Phone” if you’re viewing this on your computer
  • And “Save” to download the directions so they’ll still work if you lose cell service.

If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 35.455035, -81.323128

WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .

  1. Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
  2. Open Google Earth
  3. Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).

Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.


Nestled within a region abundant with natural beauty and conveniences, this area boasts a diverse array of recreational opportunities. South Mountains State Park is only a half-hour to the west and features an 80-foot waterfall and nearly 50 miles of breathtaking hiking trails. Drive less than 40 minutes in the other direction (east) to drop your boat or yourself into Lake Norman, one of the state’s largest and most popular lakes. Goat Island Park and Greenway presents a peaceful retreat with its picturesque green spaces and waterfront views. Kids and cultural enthusiasts alike will find delight in the Museum of Illusions less than an hour away in Charlotte, providing a unique fusion of education and fun. For daily necessities, the charming and recently rejuvenated town of Lincolnton is conveniently just 10 minutes away, serving as a one-stop destination for groceries and essentials with its Walmart and other retail stores. Meanwhile, Charlotte stands as the nearest major city, offering an expansive selection of shopping, dining, and recreational activities, from upscale boutiques to diverse culinary delights. This blend of local charm and metropolitan amenities makes it a compelling locale for both leisurely pursuits and practical living.

NEARBYSouth Mountains State Park (32 mins), Harper Park (32 mins), Town of Cramerton Goat Island Park and Greenway (39 mnis), Museum of Illusions – Charlotte (54 mins), Freedom Park (58 mins), Rural Hill Nature Preserve (59 mins), Lake Norman (37 mins), Kings Mountain Historical Museum (30 mins), Maiden Recreation Department (24 mins), Romare Bearden Park (55 mins), and more!

LINCOLNTON (10 minutes), nearest Walmart) 

  • RETAIL – Walmart, Dollar General, Family Dollar, ALDI, Food Lion, Dollar Tree, Ingles Markets, and more.
  • RESTAURANTS – Taco Bell, Burger King, McDonalds, Chick-fil-A, Wendy’s, Subway , KFC, Papa John’s, and more.
  • MEDICAL SERVICES? Yes, Scala Medical Clinic, Family Medicine Associates, Kintegra Family Medicine, and more.
  • RECREATIONAL – Lincoln Country Club, Lincoln Theatre Guild, The Schiele Museum of Natural History & Planetarium, Highland Drive Park, and more.

CHARLOTTE (53 minutes), nearest major metro)

  • RETAIL – Walmart, Target, CVS, Whole Foods Market, Trader Joe’s, Harris Teeter, 7 Eleven, and many more.
  • RESTAURANTS – Chick-fil-A, Burger King, Chipotle, Subway, McDonalds, Dunkin’, and many more.
  • MEDICAL SERVICES? Yes, Superior Health Medical, Tryon Medical Partners-Uptown, First Care Medical Clinic, and many more.
  • RECREATIONAL – Romare Bearden Park, Discovery Place Science, Dr. Charles L. Sifford Golf Course, Mint Museum Uptown, and many more.


OWNER FINANCING: We do offer owner financing under the following terms:

  • Purchase Price = $69,900
  • Down Payment = $13,980
  • Monthly Payment = $1276.09
  • Term = 60 months

If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at and we’ll get you set up!

OUTSIDE FINANCING: Your best deal for third-party financing will come from AGSouth Farm Credit t and their details are below:

AgSouth Farm Credit and Carolina Farm Credit stockholders OK merger | Walterboro Live

AGSouth Farm Credit is one of the best local land lenders for rural properties and they require as little as 15% down on a 10 to 15-year term, with interest rates at 9.5%, with no pre-payoff penalties. Please contact Miranda or Ross by phone at (704) 735-0413.


Call or text Scott directly at 314.639.9777 or email at if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.

FOR SALE BY OWNER: We are investors, and are selling this lot For-Sale-By-Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a Realtor, then you’re welcome to have them contact us on your behalf.


WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, build-ability, and approved/allowable use-age for the property. We are happy to help however we can.

1138 Lyndsey Brook Court
Lincolnton, NC 28092
Lot Size:
For Sale
Property Type:

Call 314.639.9777 for more details

Property Location