Own This Property for $31k Down + $1721/month – No Bank, No Credit Check (see details below)
12-Lot Lake Holbrook Investment Package – 3.62 Acres of Built-In Equity & Exit Strategy
Snatch up this one-of-a-kind opportunity to invest in Lake Holbrook, a high end community with utilities and lake amenities but with no HOA!
- 4 mins from Beach & Boat Ramp!
- No HOA!
- Paved Road Frontage
- Power & Water Available, Septic-Approved
- No Floodplain or Wetlands
- Priced to Sell Quickly!
- Owner Financing Available: $31k down, $1721/month – No Bank, No Credit Check!
Opportunities like this are exactly what land investors look for: a large, discounted lot package in an established lakeside community with strong retail demand, low development hurdles, and multiple profitable exit strategies. This offering consists of 12 platted residential lots totaling 3.62 acres in the desirable Lake Holbrook Estates community near Mineola, Texas. Priced as a bulk acquisition, the package provides investors with a significant discount relative to individual lot values, creating immediate upside potential through lot resale, seller financing, new construction, or a combination of all three.
The fundamentals are already in place. The former HOA has been dissolved, eliminating many of the restrictions and fees that can discourage buyers while preserving the area’s reputation as a safe, attractive lakeside neighborhood. Power and water are available along the paved road frontage, the lots are generally flat and buildable, septic-approved, and free from floodplain encroachments. In other words, these are the kinds of lots builders and homebuyers actually want.
The demand drivers are compelling. Lake Holbrook remains a popular destination for fishing, boating, and recreation, with the community beach, boat ramp, and lakeside park just minutes away. Buyers can enjoy a relaxed waterfront lifestyle without paying waterfront prices. Meanwhile, Mineola—with Walmart, restaurants, and everyday services—is only 10 minutes away, while the entire development sits just over an hour from the Dallas-Fort Worth metroplex. This makes the lots highly attractive to both primary-home buyers and weekend-lakehouse seekers escaping the city.
For investors, the math is straightforward. Acquire the package at a volume discount, then market the lots individually at competitive prices below current retail comparables. The result is the potential for strong margins while still delivering excellent value to end buyers. Alternatively, hold and seller-finance the lots individually, creating long-term cash flow from a single acquisition. Finding one affordable lot near a desirable Texas lake is becoming increasingly difficult. Finding twelve adjacent lots in a community with infrastructure, recreational amenities, and no HOA restrictions is even rarer.
Whether your strategy is lot flipping, seller financing, spec home construction, or long-term land banking, this Lake Holbrook package offers a rare combination of affordability, flexibility, and upside potential. Acquire below market. Sell individually. Create cash flow. Capture appreciation. Grab it today at an unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you. We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Investment Opportunity in the Market w/Current Lot Prices at $35k+!
After opening this map, you may see even more information about the area by clicking on Map Legend, then Overlays.
- CASH PRICE: $139,900
- OWNER FINANCED DEAL: $31k down, $1721/month – No Bank, No Credit Check! (see full details in FINANCING section below)
- ADDRESS (street # estimated – use GPS for navigation): 208 County Rd 2267, Mineola, TX 75773
- SIZE: 3.62 acres
- GPS COORDINATES: 32.697203, -95.541040
- PARCEL #:
- A4: R60681
- A5: R80277
- F1: R28177
- H1: R28193
- H2: R80232
- H3: R80233
- H4: R80234
- H13: R80237
- H14: R80238
- H15: R80239
- J4: R28209
- J5: R28210
- ABRIDGED LEGAL DESCRIPTIONS:
- Lot 4 .3148 Holbrook Estates Unit A
- Lot 5 Blk A .2346 Holbrook Estates
- Lot 1 Blk F .303 Holbrook Estates
- Lot 1 Blk H .2729 Holbrook Estates
- Lot 2 Blk H .2394 Holbrook Estates
- Lot 3 Blk H .2386 Holbrook Estates
- Lot 4 Blk H .2395 Holbrook Estates
- Lot 13 Blk H .2387 Holbrook Estates
- Lot 14 Blk H .2386 Holbrook Estates
- Lot 15 Blk H .2385 Holbrook Estates
- Lot 4 Blk J .5244 Holbrook Estates
- Lot 5 .5455 Holbrook Estates Unit J
- PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- MINERAL RIGHTS: owned by Lake Holbrook Estates Inc., so will not be conveyed
- FLOODPLAIN: none
- WETLANDS: none, except partial wetlands on lots A4 and A5
- ELEVATION: 433 feet
- TERRAIN: generally flat to gently rolling
- CONDITION: undeveloped, wooded
- ACCESS: direct street frontage for all lots, on paved county roads 2267 and 2268
- POWER: available along roads
- WATER: available along roads
- WASTEWATER: septic-approved
- aerobic system strongly recommended and common in this neighborhood
- average cost of aerobic system, including planning = $7200
- view full soils report here
- contact Dalton Harris at All Pro Septic for installation quote – (903) 590-0565, allprosepticdalton@gmail.com
- TAXES: $1210.88 in 2025 (combined total for all 12 lots)
- HOA: none – former Lake Holbrook Estates HOA has been dissolved
- ZONING: none
- RESTRICTIONS: Lake Holbrook Estates CC+R’s
- one single family home per lot
- no mobile homes or campers
- home exteriors must be completed within 6 months of starting (but lot may be left vacant)
- minimum home size = 700 sf
- setbacks: 25′ from street, 5′ from side and rear
- no farm animals
- view full document here
- SCHOOL DISTRICTS: Alba-Golden (Elementary) – Alba-Golden (Middle School) – Alba-Golden (High School)
- NEAREST CITIES: Mineola > Tyler > Dallas
- NEAREST AIRPORTS: Tyler Pounds Regional (36 mins), Dallas Love Field (1 hrs 33 mins), DFW International (1 hrs 38 mins)
- COUNTY GOVERNMENT:
- Assessor (903) 763-2261
- Treasurer (903) 763-4186
- Clerk/Recorder (903) 763-2711
- County GIS
READY TO TAKE THE NEXT STEP?
Reserve this property for 24 hours while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
OWNER FINANCING: We do offer owner financing under the following terms:
-
Owner Financed Price = $153,900
-
Down Payment = $31,000
-
Monthly Payment = $1721.00
- Term = 10 years (120 months)
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
- No Bank, No Credit Check!
We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up! Don’t have the full down payment now but expect to have it within the next 90 days? We may be able to custom design an installment plan for you. Just reach out to Scott and ask!
OUTSIDE FINANCING: Your best deal for third-party financing will come from Texas Farm Credit or Rural 1st and their details are below:
Texas Farm Credit is one of the best local land lenders in the area and they require as little as 20% down up to a 15-year term, with interest rates as low as 8%, with no pre-payoff penalties. You can contact them by phone at (903) 593-0151, or visit them in person at the following address: 1307 Dominion Plaza, Tyler, TX 75703.
Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Texas.
Located amid the vibrant natural beauty of Lake Holbrook, Lake Holbrook Beach and the community boat dock, less than 5 minutes down the street, serve as the launching pads for those looking to unwind by the water or do a little boating, fishing, or swimming. Just a short distance away, the Wood County Arboretum & Botanical Gardens offer a tranquil retreat with its meticulously curated plant collections and scenic walking paths, ideal for leisurely strolls or educational outings. For the history enthusiasts, the Grand Saline Salt Palace stands out with its unique exhibitions made entirely of salt, providing a glimpse into the area’s industrious past. When it comes to daily conveniences, Mineola is the go-to town just 10 minutes away, featuring a Walmart and a selection of grocery stores to meet all your shopping needs. Should you require more extensive retail therapy or cultural experiences, Dallas is the nearest major city less than 90 minutes west, providing a bustling urban environment rich with museums, restaurants, and entertainment venues, ensuring there’s something to satisfy every inclination.
NEARBY – Lake Holbrook Beach (4 mins), Mineola Historical Museum (10 mins), Grand Saline Salt Palace (15 mins), Wood County Arboretum & Botanical Gardens (17 mins), Darden Harvest Park (23 mins), Pine Mills Ranch (27 mins), Funtier Park (32 mins), Santa Land (38 mins), Tyler State Park (42 mins), and more!
MINEOLA (10 mins, nearest Walmart & grocery store)
- RETAIL – Walmart, Dollar General, Dollar Tree, CVS, 7-Eleven, EZ Mart, and more.
- RESTAURANTS – McDonalds, Subway, Pizza Hut, Dairy Queen, Sonic Drive-in, Domino’s, and more.
- MEDICAL SERVICES? Yes, Elliott Thomas Health Center, CHRISTUS Trinity Clinic, UT Health East Texas Physicians- Family Medicine, and more.
- RECREATIONAL – Mineola Nature Preserve Equestrian Trails & Derby, Mineola Historical Museum, Lake Holbrook Beach, Mineola Recreation Area, and many more!
DALLAS (1hr 27 mins, nearest major city)
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 32.697203, -95.541040
WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .
- Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
- Open Google Earth
- Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).
Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.
Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.
FOR SALE BY OWNER: We are investors, and are selling this lot For-Sale-By-Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.
WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, build-ability, and approved/allowable use-age for the property. We are happy to help however we can.
Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION