Own This Property for $11k Down + $987/month – No Bank, No Credit Check!
Residential Land for Sale in Kansas City, Kansas
Want to build close to Kansas City without paying a premium for city-center land? This 0.81-acre lot offers an exceptional combination of affordability, convenience, and buildability — just 12 minutes from Downtown Kansas City and the lowest-priced half-acre-plus lot in the area.
- Paved Road Frontage
- Power and Water Available
- Very Buildable: Flat Homesite, No Floodplain, No Wetlands
- No HOA or Deed Restrictions
- Only 7 mins from Top Shopping District
- Only 12 mins from downtown Kansas City
- Value-Priced to Sell Quickly
- Owner Financing Available: $11k down, $987/month – No Bank, No Credit Check
Located along Key Lane, this property provides 72 feet of paved public street frontage, with power and public water lines available along the road. A septic system will be needed, but the site itself offers an excellent starting point for a future home.
The cleared portion near the road is mostly flat and highly buildable, making it easy to envision a homesite without the major site constraints found on many affordable properties in the Kansas City area. Even better, there is no floodplain or wetlands anywhere on the property — a major advantage when evaluating buildable land. And there’s no HOA to deal with. No HOA and no deed restrictions give you greater flexibility to develop and use the property.
Despite its quiet residential setting, you’re remarkably close to the best of the Kansas City metro:
7 minutes to Merriam Town Center and its extensive shopping, restaurants, and services
12 minutes to Downtown Kansas City
23 minutes to the Chiefs and Royals stadiums
Quick access to the broader Kansas City metro and its employment, entertainment, dining, and recreation
This is the kind of location that lets you enjoy the convenience of urban living while still having 0.81 acres of your own land. This size provides substantially more room than a typical urban lot, while its lowest-in-the-area price makes it particularly attractive for buyers searching for an affordable opportunity near the middle of the action.
Whether you’re looking to build your own home, hold land as an investment, or take advantage of the area’s continued growth, this property deserves a serious look. Owner financing is available, potentially making it even easier to secure the property and start planning your future homesite. Grab it today at an unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.
Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.
We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!
After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.
- CASH PRICE: $49,900
- OWNER FINANCED DEAL: $11k down, $987/month – no bank, no credit check (see full details in FINANCING section below)
- ADDRESS (street # estimated – use GPS for navigation): 2020 Key Lane, Kansas City, KS 66106
- SIZE: 0.81 acres
- GPS COORDINATES: 39.062750, -94.698709
- PARCEL #: 050748
- ABRIDGED LEGAL DESCRIPTION: Ridge View, S25, T11, R24, Acres 0.880000, Beg 162 Ft E Of Nw Cor L15; S 162 Ft, E 373.5 Ft, N 72 Ft, W 256 Ft, N 90 Ft, W 117.5 Ft To Pob
- FULL LEGAL DESCRIPTION: view here
- PLAT MAP/SURVEY: none (get County’s boundary/KML file here – opens in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
- DIMENSIONS (approximate): starting at NW corner, 162′ S x 373.5 E x 72′ N x 256′ W x 90′ N x 117.5′ W to POB
- FLOODPLAIN: none
- WETLANDS: none
- ELEVATION: 1010 feet
- TERRAIN: generally flat (front of lot) to rolling (rear of lot)
- CONDITION: undeveloped, cleared in front, wooded in back
- ACCESS: 72 feet of direct frontage on Key Lane, a paved public road
- POWER: available along road frontage
- WATER: available along road frontage
- WASTEWATER: septic system would need to be installed
- The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
- TAXES: $951.14 in 2025
- HOA: none
- DEED RESTRICTIONS: none
- ZONING: R-1 Single-Family District
- single-family homes only
- minimum home size = 864 sf
- mobile/modular homes OK if . . .
- new when placed on site
- on permanent foundation
- plus other requirements (check with Planning & Zoning)
- setbacks: 25′ front, 7′ side, 25′ corner side, 30′ rear
- agricultural uses allowed, with restrictions for animals
- view full restrictions here
- SCHOOL DISTRICTS: Frank Rushton (Elementary) – Rosedale (Middle School) – J.C. Harmon (High School)
- NEAREST CITY: Kansas City
- NEAREST AIRPORTS: Charles B. Wheeler Downtown Airport (12 mins), Johnson County Executive Airport (22 mins), Kansas City International Airport (30 mins)
- COUNTY GOVERNMENT:
- Assessor (913) 573-8400
- Treasurer (913) 573-2823
- Recorder (913) 573-2841
- Clerk (913) 573-5260
- Planning & Zoning (913) 573-5750
READY TO TAKE THE NEXT STEP?
Reserve this property for 24 hours while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
coming soon . . .
OWNER FINANCING: We do offer owner financing under the following terms:
- Owner Financed Price = $54,900
- Down Payment = $11,000
- Monthly Payment = $987.30
- Term = 5 years (60 months)
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
- No Bank, No Credit Check!
We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! Or you don’t have the full payment now but expect to have it within the next 90 days? We may be able to custom design an installment plan that works for you, so just reach out to us and ask. If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!
OUTSIDE FINANCING: Your best deal for third-party financing will probably come from Rural 1st, E-Construction Loans, or Frontier Farm Credit and their details are below:
Frontier Farm Credit is a great quick and easy land lender, with terms up to 30 years, 7.5% interest, and no pre-payoff penalties. Please contact them by phone at (785) 594-2900, or visit their office in person at 1270 N 300th RD, Baldwin City, KS 66006. They serve all of Kansas.
Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Illinois.
E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They do serve Illinois.
Located in the vibrant community of Kansas City, Kansas, this address offers immediate access to diverse outdoor activities and urban conveniences. Just a quick three-minute drive away, Rosedale Park features a premier championship disc golf course along with scenic walking paths and athletic fields. Outdoor enthusiasts can also venture fifteen minutes west to Shawnee Mission Park, which boasts a sprawling 120-acre lake for kayaking, a popular off-leash dog park, and miles of paved trail loops. For everyday needs, residents can quickly head six minutes down the road to Merriam for groceries at ALDI or a full shopping run at Walmart. The heart of downtown Kansas City, Missouri, sits just ten minutes away as the nearest major city, giving easy access to world-class dining, cultural landmarks, and major metropolitan amenities.
NEARBY – Rosedale Memorial Arch (3 mins), Turkey Creek Streamway Trail (5 mins), Penn Valley Park (10 mins), National WWI Museum and Memorial (10 mins), The Nelson-Atkins Museum of Art (12 mins), Loose Park (12 mins), Shawnee Mission Park (15 mins), Wyandotte County Lake Park (20 mins), Ernie Miller Park & Nature Center (22 mins), Overland Park Arboretum & Botanical Gardens (22 mins), and more!
MERRIAM (6 mins), nearest Walmart
- RETAIL – Walmart, ALDI, Home Depot, IKEA, Hy-Vee, Dollar General, Dollar Tree, and more!
- RESTAURANTS – McDonald’s, Taco Bell, Wendy’s, Culver’s, Freddy’s Frozen Custard, and more!
- MEDICAL SERVICES? Yes, AdventHealth Shawnee Mission, The University of Kansas Health System, Walgreens, and more.
- RECREATIONAL – Merriam Community Center, Turkey Creek Streamway Trail, Campbell Park, Waterfall Park, and more!
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 39.062750, -94.698709
WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .
- Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
- Open Google Earth
- Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).
Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.
Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.
FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.
WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.
Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
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