Own This Property for $8k Down + $832/month – No Bank, No Credit Check!
Hawaii Land for Sale near Hawaii Volcanoes National Park
Set in the lush tropical landscape of Fern Forest Vacation Estates on Hawaii’s Big Island, this beautiful 3-acre property offers a rare opportunity to create your own island retreat surrounded by natural beauty and cool mountain air. Tucked away in one of the island’s most peaceful rural communities, the property combines privacy, usability, and affordability in a setting that feels worlds away from the ordinary.
- Graded Driveway
- Cleared Homesite
- Power along Road
- Very Buildable: Generally Flat, Good Soils, No Floodplain or Wetlands
- Direct Road Frontage
- Ocean Views from a Second Story!
- Only 45 minutes to Hilo & Reeds Bay, Paradise Cliffs
- Lowest Priced 2+ acre Lot in the Area!
- Owner Finanncing Available: $8k down, $832/month – No Bank, No Credit Check
The land has already been thoughtfully improved with a graded driveway and cleared homesite area, giving you a major head start toward building your dream home. Power is available along the road frontage and only about 125 from the street to the cleared homesite to ease your transition into island living.
What truly makes this property stand out is how buildable it is. The terrain is generally flat with rich volcanic soils known for their fertility—complete with healthy earthworms that gardeners and growers love to see. There are no floodplain or wetlands concerns, making development far simpler and more straightforward than many properties on the Big Island. The agricultural zoning is flexible and welcoming, allowing for mobile and modular homes on permanent foundations, giving you a range of affordable building options. With 125 feet of direct road frontage and a cleared building area already established, the property is well-positioned for easy access and future expansion. Build a two-story home and you’ll even enjoy ocean views from the upper level—a rare bonus that adds even more long-term value and appeal.
And while the setting feels peaceful and tucked away, convenience is still within reach. Grocery stores and restaurants in Mountain View are only about 15 minutes away, while the culture, beaches, shopping, and waterfront beauty of Hilo, including Hilo Bay and Reeds Bay, are just 45 minutes from the property.
With owner financing available, this is your chance to own a sizable piece of Hawaii at an accessible price point. Whether you envision a tropical homestead, vacation getaway, or investment in the islands, this property offers the perfect canvas to bring your vision to life. Grab it today at an unbeatable Acretown price!
Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.
Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.
We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!
Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!
After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.
- CASH PRICE: $34,900
- OWNER FINANCED DEAL: $8k down, $832/month – no bank, no credit check (see full details in FINANCING section below)
- ADDRESS (street # estimated – use GPS for navigation): 11-3016 Ala Naualani, Mountain View, HI, 96771
- SIZE: 3 acres
- GPS COORDINATES: 19.483403, -155.108678
- PARCEL #: 3-1-1-034-070-0000
- ABRIDGED LEGAL DESCRIPTION: Lot 70 3.002 Ac Blk S S Map 52 Lcapp 1053 (Amended) Tog/Und 1/3000 Int In & To Lot 8214
- FULL LEGAL DESCRIPTION: view here
- PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
- TITLE: General Warranty deed (clean – no back taxes, no liens)
- MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
- DIMENSIONS (approximate): 125′ x 1046′
- FLOODPLAIN: none
- WETLANDS: none
- ELEVATION: 1901 feet
- TERRAIN: generally flat homesite, gentle slope back
- CONDITION: cleared driveway and homesite, mostly wooded
- ACCESS: 125 feet of direct frontage on Ala Naualani Rd, a public gravel road
- POWER: available along road frontage thru Hawaiian Electric (808-969-6999, https://www.hawaiianelectric.com)
- WATER: well or water-catchment system (common in area) would need to be installed
- WASTEWATER: septic system would need to be installed (above-ground septic systems are cost-effective and common in the neighborhood)
- TAXES: $328.19 in 2025
- HOA: none
- NEIGHBORHOOD NAME: Fern Forest Vacation Estates
- DEED RESTRICTIONS: none
- ZONING: Agricultural – A3a
- 3 acres minimum to build (this property qualifies)
- campground OK
- single family homes (no multi-family)
- mobile/modular homes typically OK if on permanent foundation
- farming OK
- see full code land use table here
- SCHOOL DISTRICTS: Mountain View (Elementary) – Kea’au (Middle School) – Kea’au (High School)
- NEAREST CITIES: Kea’au < Hilo
- NEAREST AIRPORTS: Hilo International (49 mins)
- COUNTY GOVERNMENT:
- Assessor (808) 961-8201
- Treasurer (808) 961-8113
- Clerk (808) 961-8255
- Planning & Zoning (808) 961-8288
- County GIS
READY TO TAKE THE NEXT STEP?
Reserve this property for 24 hours while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
coming soon . . .
OWNER FINANCING: We do offer owner financing under the following terms:
- Owner Financed Price = $38,900
- Down Payment = $8,000
- Monthly Payment = $832.13
- Term = 4 years (48 months)
- Interest Rate = 10.9%
- No Pre-Payoff Penalty!
- No Bank, No Credit Check!
We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! Or you don’t have the full payment now but expect to have it within the next 90 days? We may be able to custom design an installment plan that works for you, so just reach out to us and ask. If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!
OUTSIDE FINANCING: Your best deal for third-party financing will probably come from American AgCredit or Rural 1st and their details are below:
American AG Credit is America’s leading land lender for rural properties and they require as little as 15% down on a 15-25 year fixed land loan, with a 7.6% interest rate, and they prefer a credit score of 720 or better. Please contact them by phone at (808) 961-3708 or visit their nearest office at 988 Kinoole ST, Hilo, HI 96720-3849.
Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Hawaii.
When you’re ready to explore the great outdoors, you’ll find some incredibly unique destinations nearby, starting with the Steam Vents at Hawaiʻi Volcanoes National Park, a fascinating geological feature where visitors can stand right by the trails and feel hot water vapor continuously billowing from cracks in the earth due to the underground magma. For a different kind of nature experience, head over to Panaewa Rainforest Zoo and Gardens, the only naturally occurring tropical rainforest zoo in the U.S., which serves as a lush botanical sanctuary and a fantastic spot for families to see exotic species, admire tropical orchids, or enjoy the weekend petting zoo. If you are looking for an immersive, hands-on excursion, Paradise Unplugged Hawaii offers guided jungle tours where you can walk through massive lava rock sculptures, learn about local plant cultivation, and even try your hand at carving your own wooden tiki. Of course, you can’t forget the ocean if you’re in Hawaii and Reeds Bay’s pristine waters is sure to rejuvenate your soul whether you’re just relaxing seaside, or kayaking through gentle waves. After a full day of adventuring, Hilo serves as your ultimate convenience hub; it is the nearest major city, the primary shopping district with offerings like Target and Foodland, and the closest urban recreational center. If it’s just a quick bite you need or a few groceries, the small town of Mountain View is just about 15 minutes away though.
NEARBY – Paradise Unplugged Hawaii (13 mins), Steam Vents (29 mins), Panaewa Rainforest Zoo and Gardens (34 mins), Kilauea Caverns of Fire (36 mins), Mo’oheau Park (46 mins), Kamehameha The Great (46 mins), Reeds/Hilo Bay (46 mins), Lyman Museum (46 mins), Hōlei Sea Arch (1 hr 5 mins), and more!
MOUNTAIN VIEW (16 mins) nearest groceries & restaurants, like Unko Charlie’s Texas BBQ and Saucy Mama’s
HILO (44 mins) nearest major city
- RETAIL – Target, Foodland, Safeway, The Locavore Store, Hilo Farmer’s Market, Island Naturals Market & Deli, Sack N Save Puainako, Cost.U.Less, KTA Super Stores, and more!
- RESTAURANTS – Mcdonalds, Jack in the box, Wailoa Grill, Burger King, Taco Bell, K’s Drive-in, KFC, Panda Express, and more!
- MEDICAL SERVICES? Yes, Big Island Healthcare, The Family Medicine Center, Hilo Benioff Medical Center, and more.
- RECREATIONAL – Paradise Unplugged Hawaii, Steam Vents, Panaewa Rainforest Zoo and Gardens, Kilauea Caverns of Fire, Mo’oheau Park, Kamehameha The Great, Lyman Museum, Hōlei Sea Arch, and more!
You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.
DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.
- From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
- You can also click “Send to Phone” if you’re viewing this on your computer
- And “Save” to download the directions so they’ll still work if you lose cell service.
If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 19.483403, -155.108678
WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .
- Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
- Open Google Earth
- Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).
Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.
Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.
FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.
WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).
DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.
Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.
$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION
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