GAINES COUNTY, TX | 10.1 acres | No Restrictions | Power On-Site | Fenced Access Road For Sale

Own This Property for $15k Down + $934/month – No Bank, No Credit Check!

Land for Sale near Seminole, Texas

Build on it. Homestead it. Use it your way. Nearly 10 unrestricted acres in West Texas gives you the freedom and space to bring almost any rural vision to life.

• No Restrictions – No Zoning, Deed Restrictions, or HOA!
• 272′ of Public Road Frontage
• Power Pole On-Site
• Fenced Access Road for Privacy
• Very Buildable: Flat and Clear
• Only 23 minutes from Seminole
• Lowest Priced 10+ acre Lot in the Whole Area!
• Owner Financing Available: $15k down, $934/month – No Bank, No Credit Check

This undeveloped property near Seminole offers wide-open space, easy public road access, and unfettered freedom in land use. Build a traditional home, tiny home, mobile home, RV, small farm, raise livestock, workshops, barns, or simply hold the property as a long-term investment. The land is generally flat, with approximately 272 feet of frontage on County Road 320 and electricity already available on-site. A private well and septic system would need to be installed.

With no zoning, HOA, or deed restrictions, this property offers the flexibility that many rural buyers are looking for. Seminole is only about 23 minutes away for a Walmart, groceries, restaurants, schools, medical services, and everyday necessities. Unrestricted acreage with on-site power and convenient access to town is increasingly difficult to find. Bring your plans and make this West Texas property your own.

Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.

Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.

We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!

Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!

After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.

• CASH PRICE: $64,900
• OWNER FINANCED DEAL: $15k down, $934/month – no bank, no credit check (see full details in FINANCING section below)
• ADDRESS (street # estimated – use GPS for navigation): 1434 Co Rd 320, Seminole, TX 79360
• SIZE: 10.1 acres
• GPS COORDINATES: 32.603910, -102.861702
• PARCEL #: 216761
• FULL LEGAL DESCRIPTION: view here
• PLAT/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
• TITLE: General Warranty deed (clean – no back taxes, no liens)
• MINERAL RIGHTS: mineral rights reserved by previous buyer (view O&G title exceptions here)
• DIMENSIONS (approximate): starting at NW corner, 272′ E x 1569 S x 272′ W x 1569′ N to POB
• FLOODPLAIN: not USGS surveyed, but not known to flood
• WETLANDS: none
• ELEVATION: 3412 feet
• TERRAIN: generally flat
• CONDITION: undeveloped, light brush
• ACCESS: 272 feet of direct frontage on CR 320, a public dirt road, but also an access road on the north side of CR 320
• POWER: available via on-site power pole
• WATER: well would need to be installed
• WASTEWATER: septic system would need to be installed
  • The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
• TAXES: $936.24 in 2025
• HOA: none
• DEED RESTRICTIONS: none
• ZONING: no zoning, NO RESTRICTIONS – do what you want with your land!
  • homes and accompanying outbuildings such as garages, workshops, barns are all OK
    • no size/height restriction on homes/structures on the lot
    • no setback requirements
    • no time limit to build – leave the lot as-is for as long as you want or need
  • RVs, campers, mobile homes, cabins, tiny homes are all OK
  • animals, livestock, etc OK
  • no HOA or CC+R’s
  • or, simply leave it as-is and enjoy being surrounded by nature!
• SCHOOL DISTRICTS: Seminole (Elementary) – Seminole (Middle School) – Seminole (High School)
• NEAREST CITY: Seminole < Midland/Odessa < Lubbock
• COUNTY GOVERNMENT:
  • Assessor (432) 758-3263
  • Treasurer (432) 758-4009
  • Clerk/Recorder (432) 758-4003
  • County GIS

READY TO TAKE THE NEXT STEP?

Reserve this property for 24 hours while you review the agreement.

$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION

coming soon . . .

OWNER FINANCING: We do offer owner financing under the following terms:

• Owner Financed Price = $72,400
• Down Payment = $15,000
• Monthly Payment = $933.57
• Term = 8 years (96 months)
• Interest Rate = 10.9%
• No Pre-Payoff Penalty!
• No Bank, No Credit Check!

We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! Or you don’t have the full payment now but expect to have it within the next 90 days? We may be able to custom design an installment plan that works for you, so just reach out to us and ask. If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!

OUTSIDE FINANCING: Your best deal for third-party financing will probably come from Rural 1st, E-Construction Loans, or Capital Farm Credit and their details are below:

Capital Farm Credit is a great quick and easy land lender, with terms up to 30 years, 7% interest, and no pre-payoff penalties. Please contact them by phone at (806) 872-5415, or visit their office in person at 101 N 22nd Street, Lamesa, TX 79331. They serve all of Texas.

Rural 1st is America’s leading land lender for rural properties and they require as little as 15% down on a 10 or 15-year fixed land loan, with no PMI, and they prefer a credit score of 720 or better. Please contact Michael Wirth by phone or email at (502) 553-8152 or michael.wirth@rural1st.com. They do serve Illinois.

E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They do serve Illinois.

Situated in West Texas, this property offers a quiet rural lifestyle within easy reach of everyday conveniences and outdoor recreation. Everyday shopping needs are easily met in Seminole, located just 23 minutes away, which features a Walmart Supercenter and regional grocery stores. For comprehensive amenities and entertainment, the major city of Midland is a drive of 1 hr 5 mins to the south. Outdoor enthusiasts can head 15 minutes away to Gaines County Park, featuring an 18-hole golf course, fishing ponds, and spacious RV camping sites. History buffs and outdoor lovers can also travel 45 minutes to Harry McAdams Regional Park in nearby Hobbs, offering scenic walking trails and freshwater fishing, or venture 1 hr 10 mins south to Monahans Sandhills State Park to experience vast 70-foot dunes perfect for sand disk sledding.

NEARBY – Gaines County Park (15 mins), Gaines County Museum (12 mins), Seminole Municipal Park (12 mins), Yoakum County Park (35 mins), Andrews County Veterans Memorial Park (35 mins), Harry McAdams Regional Park (45 mins), Western Heritage Museum & Lea County Cowboy Hall of Fame (45 mins), Del Norte Park and Aquatic Center (45 mins), Zia Park Casino Hotel Racetrack (45 mins), Monahans Sandhills State Park (1 hr 10 mins), and more!

SEMINOLE (23 mins), nearest city with Walmart

• RETAIL – Walmart Supercenter, Lowe’s Family Center, Dollar General, Dollar Tree, Family Dollar, and more!
• RESTAURANTS – M&M Restaurant, CD’s Diner, McDonald’s, Taco Bell, Sonic Drive-In, and more!
• MEDICAL SERVICES? Yes, Memorial Hospital, Seminole Family Medicine, Prescription Shop, and more.
• RECREATIONAL – Gaines County Park, Gaines County Museum, Seminole Municipal Swimming Pool, Gaines County Golf Course, and more!

MIDLAND (1 hr 5 mins), nearest major city

• RETAIL – HEB, Walmart Supercenter, Target, Sam’s Club, Midland Park Mall, and more!
• RESTAURANTS – The Wall Street Bar & Grill, Clear Springs Restaurant, Chick-fil-A, Texas Roadhouse, Raising Cane’s, and more!
• MEDICAL SERVICES? Yes, Midland Memorial Hospital, West Texas VA Health Care, Walgreens, Midland Health Main Campus, and more.
• RECREATIONAL – I-20 Wildlife Preserve, Permian Basin Petroleum Museum, Wagner Noël Performing Arts Center, Sibley Nature Center, Dennis the Menace Park, and more!

You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.

DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.

• From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
• You can also click “Send to Phone” if you’re viewing this on your computer
• And “Save” to download the directions so they’ll still work if you lose cell service.

If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 32.603910, -102.861702

WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .

1. Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
2. Open Google Earth
3. Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).

Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.

Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.

FOR SALE BY OWNER: We are investors, and are selling this lot For Sale By Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a realtor, then you’re welcome to have them contact us on your behalf. We do offer 2.5% commission to buyer agents.

WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.

Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.

$499 REFUNDABLE – APPLIED TO PURCHASE – NO OBLIGATION