CUMBERLAND COUNTY, KY | 3.17 acres | No Restrictions | Power & Water | 15 mins from Dale Hollow Lake For Sale

Reserve This Property
$500 deposit · Fully refundable during the first 10 days

Own This Property for $10k Down + $901/month – No Banks!

Kentucky Land for Sale near Dale Hollow Lake

Make room in your life for days spent on the water and a place of your own in Kentucky’s lake country. With Dale Hollow Lake nearby, this 3.17-acre tract on Red Banks Road could be the start of a more outdoor-minded rhythm: fishing, wooded trails, and time spent exploring the Cumberland River region, with everyday essentials close enough for a simple grocery run.

• No Restrictions!
• Just 15 mins from Dale Hollow Lake Marina
• Power & Water
• Paved Road Frontage
• Very Buildable: Relatively Flat, No Floodplain or Wetlands
• Driveway Entrance
• Two Sheds (one log-built)
• Surveyed
• Just 6 mins from grocery store; 13 mins from Burkesville
• Unique to Market – Priced to Sell Quickly!
• Owner Financing Available: $10k down, $901/month – No Banks!

Your own slice of Kentucky paradise awaits! Just 15 minutes from beautiful Dale Hollow Lake, this 3.17-acre property near Burkesville offers the perfect combination of peaceful country living, incredible outdoor recreation, and the freedom to make your land your own! With NO HOA, NO deed restrictions, and NO zoning, the possibilities are wide open! Whether you’re dreaming of a custom country home, cozy cabin, mobile home, hobby farm, or private weekend getaway, this property offers the flexibility and space to bring your vision to life.

And unlike many vacant land offerings, this property already has valuable improvements in place! An existing power pole, water available along the road, paved frontage on Red Banks Road, and an established driveway entrance give you a fantastic head start. You’ll even find two existing sheds, including a charming log-built structure, perfect for storage or future projects!

Best of all, the land is relatively flat, clear of mapped floodplain and wetlands, and already surveyed, making it an excellent candidate for your future homesite or recreational retreat. No steep hillsides or challenging terrain to contend with – just beautiful, usable Kentucky acreage ready for your plans!

Location is another HUGE advantage! You’re just 6 minutes from Dollar General in Kettle for everyday essentials, 13 minutes from charming downtown Burkesville and the scenic Cumberland River, and only 15 minutes from Dale Hollow Lake Marina! Imagine spending your days boating, fishing, swimming, or exploring the lake’s crystal-clear waters before returning to the peace and privacy of your own countryside escape.

Don’t miss your chance to own 3.17 beautiful acres in the heart of southern Kentucky! Grab it today at an unbeatable Acretown price!

Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer.

Si habla español, por favor pida por Andy en nuestro equipo y él estará encantado de ayudarle.

We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!

Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!

After opening this map, you may see even more information about the area by clicking on the Layers & Basemaps button at top right.

• PRICING AT A GLANCE:
  • OWNER FINANCING: $10k down, $901/month, TBD total price. No bank required. Own it free and clear in just TBD years
  • Or pay in full now: $44,900 cash
• ADDRESS: 1355 Red Banks Rd, Burkesville, KY 42717
• SIZE: 3.17 acres
• GPS COORDINATES: 36.670507, -85.386641
• PARCEL #: 059-00-00-031.00
• ABRIDGED LEGAL DESCRIPTION: 1355 RED BANKS RD
• FULL LEGAL DESCRIPTION: view here
• PLAT MAP/SURVEY: view here (get the property boundary/KML file here – open in Google Earth)
• TITLE: General Warranty Deed (clean – no back taxes, no liens)
• MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
• DIMENSIONS (approximate): starting at NW corner, 78’ NE x 31’ SE x 569’ SE x 104’ SE x 73’ SE x 52’ SE x 15’ SE x 84’ SW x 118’ NW x 85’ NW x 76’ NW x 126’ NW x 106’ NW x 200’ NW x 136’ NW x 102’ NE to POB
• FLOODPLAIN: none
• WETLANDS: none
• ELEVATION: 993 feet
• TERRAIN: somewhat flat in front + sloped in back
• CONDITION: partially cleared, partially wooded, two sheds, driveway entrance
• ACCESS: 843 feet of direct frontage on Red Banks Road, a paved public road (KY Hwy 3108)
• POWER: available on-site thru Tri-County Electric Membership Corporation (270) 864-3871
• WATER: available along road frontage thru Cumberland County Water District (270) 864-3133
• WASTEWATER: existing septic tank on site (not tested, no documentation), so new septic likely needed
• TAXES: $190.32 in 2025
• HOA: none
• DEED RESTRICTIONS: none
• ZONING: no zoning, NO RESTRICTIONS – do what you want with your land!
  • homes and accompanying outbuildings such as garages, workshops, barns are all OK
    • no size/height restriction on homes/structures on the lot
    • no setback requirements
    • no time limit to build – leave the lot as-is for as long as you want or need
  • RVs, campers, mobile homes, cabins, tiny homes are all OK
  • animals, livestock, etc OK
  • no HOA or CC+R’s
  • or, simply leave it as-is and enjoy being surrounded by nature!
• SCHOOL DISTRICTS: Cumberland County Elementary School – Cumberland County Middle School – Cumberland County High School
• NEAREST CITIES: Kettle < Burkesville < Columbia
• NEAREST AIRPORTS: Livingston Municipal Airport (33 mins), Upper Cumberland Regional Airport (1 hr 4 mins), Nashville International Airport (1 hr 55 mins)
• COUNTY GOVERNMENT:
  • Assessor: (270) 864-5161
  • Treasurer: (270) 864-3444
  • Clerk/Recorder: (270) 864-3726
  • County GIS

coming soon . . .

OWNER FINANCING: We do offer owner financing under the following terms:

• Owner Financed Price = $49,900
• Down Payment = $10,000
• Monthly Payment = $900.53
• Term = 5 years (60 payments)
• Interest Rate = 10.9%
• No Pre-Payoff Penalty
• No Banks Required
• Minimum Credit Standard = 700

A few things to know about our owner financing program:

• We verify credit with a simple, free credit report. You can pull yours free from Credit Karma. Send it before or immediately after you reserve the property, and once it’s verified your agreement goes out and we move straight to closing. Most buyers complete this in less than 15 mins.
• Want different terms? We can often accommodate a larger down payment in exchange for a lower interest rate or fewer payments. Just ask.
• Every sale is handled by an independent title company or closing attorney, and your $500 reservation is fully refundable for 10 days, no obligation.
• TIMELINE: $500 reserves it today > credit report verified after > agreement signed within 2 days > down payment due at closing in about 30 days

OUTSIDE FINANCING: Your best deal for third-party financing will probably come from Farm Credit Mid-America or E-Construction Loans and their details are below:

Farm Credit Mid-America is one of the best local land lenders in the area for rural properties, and they require as little as 10% down on a term up to 30 years, with interest rates as low as 7.55% and no pre-payoff penalties. You can contact them by phone at (606) 679-4311 or visit their nearest office at: 2211 West Hwy 914, Somerset, KY 42503.

E-Construction Loans, Tim Jarvis, timjarvis@sbcglobal.net, (408) 238-4606: Tim is a land lender and offers loans at 10% down, 25-year amortization and a balloon payment in 10 years. Please contact him for all the details. They do serve Kentucky.

Nestled among the rolling green hills of southern Kentucky, Cumberland County offers an incredible combination of small-town charm, breathtaking scenery, and endless outdoor adventures! The charming town of Burkesville, situated along the beautiful Cumberland River, offers local restaurants, historic character, and outstanding opportunities for trout fishing, kayaking, and riverside relaxation. Just minutes away, spectacular Dale Hollow Lake boasts crystal-clear waters, world-class bass fishing, boating, swimming, and more than 600 miles of scenic shoreline. Outdoor enthusiasts will love Dale Hollow Lake State Resort Park, featuring beautiful hiking trails, horseback riding, lakeside camping, and one of Kentucky’s premier golf courses. Just 20 minutes from Burkesville, picturesque Seventy Six Falls offers a stunning waterfall, scenic overlooks, and peaceful picnic areas near Lake Cumberland. Another 30-minute excursion takes you to the Wolf Creek National Fish Hatchery near Lake Cumberland, where visitors can explore fascinating aquatic exhibits, enjoy fishing, and discover the area’s natural wonders. Whether you’re dreaming of peaceful country living, exciting weekends on the water, or exploring the natural beauty of the Kentucky countryside, Cumberland County delivers an unbeatable combination of recreation, relaxation, and Southern hospitality! World-famous Mammoth Cave National Park is within 90 minutes. Kettle’s Dollar General just 6 minutes up the road makes basic grocery runs easy, while Columbia offers Walmart and everyday services.

NEARBY: Sulphur Creek Resort (10 mins), Dale Hollow National Fish Hatchery (13 mins), Dr. Joseph Schickel Veterans Memorial Park (15 mins), Dale Hollow Lake State Resort Park (23 mins), Standing Stone State Park (26 mins), Seventy Six Falls (30 mins), Old Mulkey Meetinghouse State Historic Site (41 mins), Wolf Creek National Fish Hatchery (43 mins), Cordell Hull Birthplace State Park (46 mins), Mammoth Cave National Park Visitor Center (1 hr 24 mins), and more!

KETTLE (6 mins), nearest grocery store – Dollar General

BURKESVILLE (13 mins), nearest city

• RETAIL – IGA, Family Dollar, Cumberland Sportsman Supply, Dollar General, Ace Hardware, Burkesville Farmers Market, Jessup’s Florist, and more!
• RESTAURANTS – Pizza Hut, Smitty’s Southern Kitchen, Subway, Hamilton’s BBQ, Sounds Good, Tasty Foods, Casey’s, El Rey, and more!
• MEDICAL SERVICES? Yes, Cumberland County Hospital, Cumberland Family Medical Center
• RECREATIONAL – Cumberland River, Cumberland River Trailhead, Veterans Memorial Park, and more!

COLUMBIA (41 mins), nearest city with Walmart

• RETAIL – Walmart, Price Less IGA, and more!
• RESTAURANTS – McDonald’s, Black Stallion Steakhouse, BYO Express Cuisine, and more!
• MEDICAL SERVICES? Yes, T.J. Health Columbia, and more!
• RECREATIONAL – Columbia City Park, Lindsey Wilson Sports Park, and more!

BOWLING GREEN (1 hr 29 mins), nearest major city

NASHVILLE, TN (2 hrs 9 mins), Music City!

You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.

DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.

• From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
• You can also click “Send to Phone” if you’re viewing this on your computer
• And “Save” to download the directions so they’ll still work if you lose cell service.

If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 36.670507, -85.386641

WALKING THE PROPERTY LINES WITH YOUR PHONE: Before visiting the property, we highly recommend installing the Google Earth app and enabling Precise Location. Then:

1. Tap here to open the property boundary map. The Google Earth app should open automatically.
2. Tap Table of contents at the bottom of the screen.
3. Select the property name. Google Earth will take you directly to the property and display its boundary lines.
4. Tap the My Location arrow to see your live position as you walk the property.

The blue dot represents your current location relative to the property lines. We strongly recommend opening and testing the map BEFORE visiting the property.

IMPORTANT: Property boundary maps and phone locations are approximate and should not be treated as a legal survey. Please contact us if you have any questions.

WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable useage for the property. We are happy to help however we can.

Hundreds of buyers have successfully purchased land from Acretown. This simple reservation just holds the property while you review the agreement.

Reserve This Property
$500 deposit · Fully refundable during the first 10 days

$500 DEPOSIT — APPLIED TO PURCHASE — FULLY REFUNDABLE DURING THE FIRST 10 DAYS