BAY COUNTY, FL | 5 acres | Private Driveway | High & Dry | Half Hour to Panama City For Sale

Cheap Land in Florida near Panama City

Owner Financing Available! (see details below)

Within a half hour of the beautiful beaches of Panama City, this newly carved-out home lot features a private driveway and a cleared, level home site.

• Private Driveway – brand new!
• Very Buildable: Flat, No Floodplain or Wetlands
• Power at Driveway Head
• Freshly Surveyed
• Within a 30 mins of Panama City
• Priced about 22% Below Market
• Cleared Homesite behind Privacy Line of Trees

PROPERTY/LOT 1: Your Secluded Sanctuary Awaits! Escape to tranquility with this newly surveyed and subdivided 5-acre tract, ideally situated just 30 minutes from the stunning beaches of Panama City. Offering the perfect balance of seclusion and convenience, this property is the ultimate canvas for your dream home. Key Features:
🌟 Newly Surveyed & Subdivided: Enjoy peace of mind with a freshly surveyed and subdivided lot, ready for your custom home build.
🚗 Private Driveway Access: Experience ultimate privacy with your own private driveway, providing exclusive access to your serene retreat.
🏞️ Buildable Terrain: The flat terrain is highly buildable, free from floodplain and wetlands encroachments, ensuring a smooth construction process.
💡 Utilities Ready: Power is conveniently available at the head of the driveway, simplifying the setup of your new home.
🌲 Cleared Homesite: A cleared half-acre homesite is nestled behind a privacy line of trees, offering the perfect spot to build your home, tucked away from the hustle and bustle.
🌴 Proximity to Panama City: Enjoy the best of both worlds – the peaceful seclusion of rural living with the excitement and beauty of Panama City and its beaches just 30 minutes away.
🏡 Safe, Peaceful Neighborhood: This property is located in a safe, serene neighborhood, providing a perfect setting for a new home where you can relax and unwind.

Imagine building your dream home in this peaceful, private setting, where you can enjoy the beauty of nature while still being close to the vibrant life and stunning beaches of Panama City. Don’t miss out on this exceptional opportunity to create your own secluded sanctuary. Grab this prime 5-acre tract today and start planning the home you’ve always envisioned . . .  at an unbeatable Acretown price!

To be clear, we’re offering two lots for sale here, right next to each other:

Lot 1 = 5 acres, $79,900

Lot 2 = 10 acres, $139,900

Call or text Scott directly at 314.639.9777 or email info@acretown.com if you have any questions or would like to make an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you. We’ve posted a lot of info below – including critical instructions for visiting the property – so please keep reading!

Best Deal in the Market – Check Zillow or Redfin and You’ll Agree!

After opening this map, you may see even more information about the area by clicking on Map Legend, then Overlays.

• LOT 1
• ADDRESS (street # estimated – use GPS for navigation): 8528-C Kiwi Lane, Youngstown FL 32466
• SIZE: 5 acres
• GPS COORDINATES: 30.304646, -85.500716
• PARCEL #: 05463-030-000
• ABRIDGED LEGAL DESCRIPTION: 24 2 S 13 W 5 Ac 10.3 Com At Nw Cor Of Sec Th E 1655.41′ For Pob Th E 332.03′ S 655.91′ W 332.03′ Nly 656.15 To Pob Orb 4729 P 1191
• FULL LEGAL DESCRIPTION: view here
• PLAT MAP/SURVEY: view here (get County’s boundary/KML file here – opens in Google Earth)
• TITLE: General Warranty deed (clean – no back taxes, no liens)
• MINERAL RIGHTS: any mineral rights we own will convey to buyer (we have no knowledge of severance of mineral rights by a previous owner)
• DIMENSIONS (approximate): starting at SW corner (at driveway easement), 656′ N x 332′ E x 656′ S x 332′ W to POB
• FLOODPLAIN: none
• WETLANDS: none
• ELEVATION: 59 feet
• TERRAIN: flat
• CONDITION: undeveloped, partially clear, partially wooded
• ACCESS: via 1025′ deeded driveway easement to Kiwi Lane, a public dirt road
• POWER: available along Kiwi Lane, nearest power pole on nextdoor neighbor’s property
• WATER: would need to install a well
• WASTEWATER: would need to install a septic system
  • The built-in savings you receive on all Acretown properties frees up extra money to install a variety of conventional and more modern, non-conventional septic systems, like mound systems, pressurized dosing, plastic chamber leach fields, aerobic treatment, etc. (which have become popular solutions in rare cases of non-satisfactory perc tests).
• TAXES: $79.06 in 2023
• HOA: none
• DEED RESTRICTIONS: none
• RESTRICTIONS/ZONING: AG-1 (General Agriculture)
  • single family homes
  • farms, barns, etc
  • some recreational-based commercial uses like horse stables, gun clubs, campgrounds
  • wind farms
  • see full zoning code here
• SCHOOL DISTRICTS: Waller (Elementary) – Merritt Brown (Middle School) – Crawford Mosley (High School)
• NEAREST CITIES: Panama City
• NEAREST AIRPORTS: Northwest Florida Beaches International (38 mins)
• COUNTY GOVERNMENT:
  • Assessor (850) 248-8401
  • Treasurer (850) 248-8501
  • Recorder/Clerk (850) 763-9061
  • Planning & Zoning (850) 248-8250

You can go view the property at your convenience – owner does not need to accompany. Please call/text us to let us know you’re heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We’d appreciate a couple hours notice if possible. In case you lose cell phone service, it may be helpful to print off as many helpful documents as you can before you head out there.

We just built a new driveway down the deeded easement so you will follow that driveway all the way to the end, as it leads to a clearing, and that is part of Lot 1.

DRIVING DIRECTIONS: Click HERE to open the destination in Google Maps, and simply enter your starting point to get step-by-step directions.

• From this link, you can press “Directions” (on the left), enter your starting point, and Google Maps will provide you with step-by-step directions.
• You can also click “Send to Phone” if you’re viewing this on your computer
• And “Save” to download the directions so they’ll still work if you lose cell service.

If for some reason you’re having trouble with that link, you can navigate to GPS coordinates: 30.304646, -85.500716

WALKING THE PROPERTY LINES w/YOUR PHONE: We highly recommend downloading Google Earth to your phone if you don’t already have it. Then . . .

1. Download the property boundary file (called a KML or KMZ file) here. You may be prompted to click “download” one more time, so do that . . . OR you may be prompted to immediately open the file with Google Earth and, in that case, do that and ignore the remaining steps. Otherwise . . .
2. Open Google Earth
3. Go to the main menu (the three horizontal lines at the top left of the screen), then Projects > Open > Import KML file > select the KML file you just downloaded (it should show up on that screen).

Now you should be able to see the property lines on the map, and the green dot represents where you’re currently standing. This is a very important tool to learn BEFORE you head out there. Please call us if you have any questions about it.

Surrounded by an array of picturesque recreational spots, this area offers easy access to Lynn Haven Bayou Park & Preserve, the serene Deep Springs Park, and the captivating Marina Island. For daily necessities, the nearest town is Lynn Haven, home to a Walmart and a variety of grocery stores. Additionally, the vibrant city of Panama City, known for its stunning beaches, is the nearest major city, offering an abundance of retail options, dining establishments, and entertainment venues, including the famous Ripley’s Believe It or Not! and Panama City Beach. This locale provides a perfect blend of natural beauty and urban convenience, making it an ideal place to live and explore.

NEARBY – Lynn Haven Bayou Park & Preserve (18 mins), Deep Springs Park (25 mins), Marina Island (28 mins), Venetian Sunset Park (29 mins), Oaks by the Bay Park (30 mins), Carl Gray Park (32 mins), The Local Underwater Adventures (34 mins), ZooWorld Zoological Park (38 mins), Ripley’s Believe It or Not! (41 mins), Panama City Beach (42 mins), Shipwreck Island Water Park (47 mins)

LYNN HAVEN (25 mins, nearest Walmart & grocery store) 

• RETAIL – Walmart, Dollar General, Family Dollar, Dollar Tree, Food Giant, CVS, Super Foods, and more!
• RESTAURANTS – McDonalds, Wendy’s, Arby’s, Taco Bell, Subway, Burger King, Sonic, Hardee’s, Waffle House, and more!
• MEDICAL SERVICES? Yes, AFC PriMed Greenville, Pro Medical, Regional Medical Clinic, CVS, Stabler Clinic, and more.
• RECREATIONAL – RTJ Golf Trail at Cambrian Ridge, Greenville Country Club, Sherling Lake Park & Campground, Beeland Park, Hank Williams Museum, and more.

PANAMA CITY (25 mins, nearest beach & major city)

OWNER FINANCING: We do offer owner financing under the following terms:

• Owner Financed Price = $87,800
• Down Payment = $18,000
• Monthly Payment = $1,549.14
• Term = 60 months
• Interest Rate = 10.9%
• No Pre-Payoff Penalty!

We have a two-week waiting period after the posting of our original MLS listing before we open up the owner-financing option. Also, if you would like to make a larger down payment in exchange for a slightly lower interest rate and/or fewer payments, we can certainly accomodate that, so just let us know! If you’d like to buy this property via owner financing, call or text Scott directly at 314.639.9777 or email him at info@acretown.com and we’ll get you set up!

OUTSIDE FINANCING: Your best deal for financing will come from a local bank or credit union, such as Farm Credit of Northwest Florida, who is one of the best local land lenders in the area for rural properties and they require as little as 15% down up to a 15-year term, with interest rates as low as 9%, with no pre-payoff penalties. Please contact Kathleen Smith by phone at (850) 557-5218 for more information.

Call or text Scott directly at 314.639.9777 or email at info@acretown.com if you’d like to discuss an offer. If you’re a Spanish speaker, please ask for Andy on our team and he’ll be glad to help you.

FOR SALE BY OWNER: We are investors, and are selling this lot For-Sale-By-Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a Realtor, then you’re welcome to have them contact us on your behalf.

WHY ARE YOU SELLING IT SO CHEAP? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that’s our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly . . . and more of it! In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

DISCLAIMER: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyer’s responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, build-ability, and approved/allowable use-age for the property. We are happy to help however we can.